Need an appraisal in Crescent or Logan County?

The top seven reasons OK homeowners use Mellies Appraisal:

To get a pre-listing appraisal (whether they're selling the home themselves or using an agent)
Challenge Logan county's assessment of your property
To reduce their monthly mortgage payment by removing PMI
To reinstate their Home Equity Line of Credit (or HELOC)
Review another appraiser's report for verification
If real estate needs to be divided because of a divorce
To determine the true market value of real estate in question to settle an estate in Logan County or the state of OK

Do you own a house in or near Crescent? Do you need help deciding the value of your real estate?
Contact Mellies Appraisal.

We at Mellies Appraisal understand the unique needs of a consumer in need of appraisal services. Our typical business clients get the appraisal process and the standard documents we provide. But as a general consumer,we will provide you with extra guidance and explanations through the appraisal process to better understand what we do and how we present the results of our analysis.

Pre-listing Services/For Sale By Owner (FSBO)

Since you have an emotional attachment to your own house, it's often very hard to be objective about it. The professional appraisers at Mellies Appraisal will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is very crucial as a negotiating tool once you have a likely buyer, in addition to helping you set a realistic selling price so your property will attract interested buyers. The appraisal is something tangible to show the buyer. The appraisal is an independent third party's opinion of your house's value, not just how much you think your home is worth. Interested buyers know that you have an emotional attachment to your home and will be much more likely to give credibility to an accomplished appraiser's value judgement than yours.

Need to cancel PMI?

PMI stands for Private Mortgage Insurance. A fashionable money saver for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan amount is down below 80% of the value of your home, in most cases you can apply to your lender to have the PMI removed from your loan, which will make your monthly payments go down. We're seasoned in helping clients just like you do away with unneeded and unwanted PMI insurance.

Challenge property tax assessments

Lets say your house is not appreciating as much as other homes nearby -- your local tax assessor may have your home overvalued. This means you're probably paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the sooner you take care of a matter like this, the better. When contesting your property tax assessment, getting an expert appraisal from Mellies Appraisal is your #1 weapon.

Recently got a freeze your HELOC?

Your lender may choose to automatically freeze your home equity line of credit (HELOC) if your house is near a declining area -- even if your specific property has not declined in value. This can be be negative on your credit score since it may appear as though that credit line is maxed out, and also disadvantageous from a cash flow angle. Mellies Appraisal can help you reinstate your home equity line of credit with an expert appraisal.

Do You Need Field and Desktop Appraisal Review Services?

Do you need a seasoned professional to double-check your appraisal for preciseness, or do you desire a second opinion without the charge and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comps in question. Or, if you need it in a rush, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal report you may have had in the past. Even though this is typically requested by banks, you may want to exploit this service if you suspect mortgage fraud related to your home.